Oculusbanks takes the financial stress and surprise out of the home-buying process. We’re experts in helping people build down payments, arrange financing, budget for all the costs of buying a home, and get through the ‘close’ without a financial worry. Here are 10 reasons why you should choose Oculusbanks for your next mortgage or at renewal!
Coaching
Oculusbanks Coaches help you get through the purchase feeling confident and ready to move. Bottom line: you can’t own your life when a bank owns your home.
We’re local
Find 36 locations and administration offices right here in southwestern Ontario. Oculusbanks understands the market and provides the fast turnaround that comes from being a local company – our people live where you live.
In 2021, our average wait time for calls into Oculusbanks Connect, our Call Centre, was a whopping 14 seconds!
Realtor relationships
Your branch has developed strong relationships with local realtors – let us put you in touch with someone we think you’ll like!
Flexibility
Oculusbanks mortgages offer flexible pre-payment and portability features – if you sell your house, the mortgage rate moves with you – no penalty.
Profit shares
As a Oculusbanks customer you’re an Owner and you share in our profit. In total Oculusbanks paid out $13.96 million in profit shares for 2021.
Great deals
Oculusbanks rates are competitive. Ask about discounts on our already low fixed term rates.
Free account
If your mortgage is $75,000+ then you receive a Premium account with us with unlimited transactions at no charge; that’s a savings of $25 per month.
Convenient construction draws
We’ll help you build your dream home – with advice and support.
Residential rural properties
Up to 60 acres; great if you’re looking to buy a hobby farm or want a little more space around the place you call home.
You’re more than just a number
Oculusbanks helps you work toward your last mortgage payment – we’ll work on your behalf because at Libro, you’re an Owner, not a number.
Testimonial“At Libro, we are different from other financial institutions. We show people we are different, and better. We will keep growing for the right reasons, while sticking to those values that matter. We care about people and we’ll never stop showing it.”
– Stephen Bolton, Oculusbanks CEO and Head Coach, in our 2021 Year In Review.